Republicans Fake Healthcare

‘This more egalitarian vision of healthcare freedom may sound utopian, but it is entirely achievable.’ Photograph: Mark Makela/Getty Images

aul Ryan is promoting Trumpcare as if it were some sort of medical Magna Carta – a brave declaration of healthcare freedom. “We’re not going to make an American do what they don’t want to do. You get it [healthcare] if you want it. That’s freedom” he recently said on Face the Nation. Freedom to die uninsured, that is.

It’s not that House Republicans are proposing some libertarian healthcare promised land wherein open heart surgeries and rounds of chemo are bartered and traded like tubes of toothpaste – far from it. Instead, the bill largely relies on Obamacare’s blueprint, although it mangles its details for the benefit of the rich while stripping coverage from a staggering 24 million people by 2026 (according to Monday’s estimates from the Congressional Budget Office).

Ryan’s healthcare bill would, like the Obamacare, provide subsidies (or tax credits) for the purchase of private insurance policies. Yet these tax credits would be comparatively more regressive and less generous than those in the Affordable Care Act (ACA); many Americans would thus be freed from having affordable premiums.

The Republican bill also discards Obamacare’s cost sharing subsidies for low-income individuals, who would henceforth have the freedom to pay higher copayments and deductibles. Additionally, it prevents tax credits from being used for the purchase of plans that cover abortion, freeing more women from control over their own reproductive systems.

The bill would also punish those with low incomes by squeezing federal funding of Medicaid beginning in 2020, effectively emancipating millions of poor people from the ranks of the insured.

Trumpcare would at the same time cut the ACA’s taxes on the wealthy, which, as the New York Times recently reported, would redistribute upward some $144bn over a decade to millionaires. Now in fairness, this provision would increase freedom for some: freedom, for instance, to buy a second vacation home, or a first yacht.

And finally, what Ryan seems to see as Trumpcare’s greatest emancipatory element – the elimination of the ACA’s unpopular individual mandate – would simply be replaced by a 30% premium penalty, assessed by insurers, for those who spent time uninsured. As Patrick Henry might have put it: give me a continuous coverage premium surcharge as opposed to a tax penalty, or give me death.

Unbelievably, Ryan sees “freedom” in all of this devastation.

For Ryan and those in his ideological camp, freedom in healthcare is basically the freedom of the consumer, who should be free to buy – or not buy – the particular insurance plan that suits his or her needs and tastes. Hence the bewilderment of Representative John Shimkus who recently asked why, exactly, men should be compelled to buy plans that cover maternity care (Trump’s pick to lead the Center for Medicare and Medicaid Services, Seema Verma, has said something similar).

Ryan thus offers a peculiar vision of healthcare freedom. For the medical literature tells us – to no one’s surprise – that the uninsured are more likely to die. And as noted, the CBO has now estimated that Trumpcare will increase the ranks of the uninsured by 24 million in a decade from now.

The bill would thus increase our freedom to die of health conditions that are amenable to modern medical care, and thereby liberate tens of thousands of people a year off of the face of the planet.

Read the complete article on The Guardian newspaper web site.

Trump’s Cabinet Looks For Healthcare Solutions.

 

Budget Office says Trump’s healthcare bill favors wealthy

Donald Trump: pointing the way toward … more of the same for the wealthy, actually. Photograph: Timothy A Clary/AFP/Getty Images

Effects on Health Insurance Coverage

To estimate the budgetary effects, Congressional Budget Office (CBO) and Joint Committee on Taxation (JCT) projected how the legislation would change the number of people who obtain federally subsidized health insurance through Medicaid, the nongroup market, and the employment-based market, as well as many other factors.

CBO and JCT estimate that, in 2018, 14 million more people would be uninsured under the legislation than under current law. The increase in the number of uninsured people relative to the number under current law would rise to 21 million in 2020 and then to 24 million in 2026.

The reductions in insurance coverage between 2018 and 2026 would stem in large part from changes in Medicaid enrollment—because some states would discontinue their expansion of eligibility, some states that would have expanded eligibility in the future would choose not to do so, and per-enrollee spending in the program would be capped.

In 2026, an estimated 52 million people would be uninsured, compared with 28 million who would lack insurance that year under current law.

Most of that increase would stem from repealing the penalties associated with the individual mandate. Some of those people would choose not to have insurance because they chose to be covered by insurance under current law only to avoid paying the penalties, and some people would forgo insurance in response to higher premiums.

Effects on Premiums

The legislation would tend to increase average premiums in the nongroup market prior to 2020 and lower average premiums thereafter, relative to projections under current law. In 2018 and 2019, according to CBO and JCT’s estimates, average premiums for single policyholders in the nongroup market would be 15 percent to 20 percent higher than under current law, mainly because the individual mandate penalties would be eliminated, inducing fewer comparatively healthy people to sign up.

Starting in 2020, the increase in average premiums from repealing the individual mandate penalties would be more than offset by the combination of several factors that would decrease those premiums: grants to states from the Patient and State Stability Fund (which CBO and JCT expect to largely be used by states to limit the costs to insurers of enrollees with very high claims); the elimination of the requirement for insurers to offer plans covering certain percentages of the cost of covered benefits; and a younger mix of enrollees.

By 2026, average premiums for single policyholders in the nongroup market under the legislation would be roughly 10 percent lower than under current law, CBO and JCT estimate.

Although average premiums would increase prior to 2020 and decrease starting in 2020, CBO and JCT estimate that changes in premiums relative to those under current law would differ significantly for people of different ages because of a change in age-rating rules.

Under the legislation, insurers would be allowed to generally charge five times more for older enrollees than younger ones rather than three times more as under current law, substantially reducing premiums for young adults and substantially raising premiums for older people.

Helping the richest

For many lower-income people, the new tax credits under the legislation would tend to be smaller than the premium tax credits under current law. Conversely, the tax credits under the legislation would tend to be larger than current-law premium tax credits for many people with higher income.

Read the complete CBO report in PDF….  americanhealthcareact_CBO

Fact-checking President Trump’s CPAC speech

Photograph: Gerald Herbert/AP

Photograph: Gerald Herbert/AP

Here’s a roundup of some of the 13 of Trump’s more dubious claims he made at CPAC 2017:

“I saw one story recently where they said, ‘Nine people have confirmed.’ There are no nine people. I don’t believe there was one or two people. Nine people. . . . They make up sources.”

Trump is referring to a Washington Post article that disclosed that then-national security adviser Michael Flynn privately discussed U.S. sanctions against Russia with that country’s ambassador to the United States during the month before Trump took office, contrary to public assertions by Trump officials. The Post report prompted a firestorm that led to Flynn’s firing by Trump, because it turned out that Flynn had misled Vice President Pence and other administration officials about whether he had discussed sanctions.

The article cited information provided by “nine current and former officials, who were in senior positions at multiple agencies at the time of the calls.” (Calls by the Russian ambassador are monitored by intelligence agencies.) No White House official has disputed the accuracy of the article — and indeed, it resulted in Flynn’s departure from the administration.

“The dishonest media did not explain that I called the fake news the enemy of the people. The fake news. They dropped off the word ‘fake.’ And all of a sudden the story became the media is the enemy.”

Trump is making a distinction without a difference. This is the tweet in question:

Trump listed five mainstream media organizations — the New York Times, NBC, ABC, CBS and CNN — as the “FAKE NEWS media” and declared that they are the enemy of the American people. By listing major media organizations as the enemy, Trump was clearly making a statement about the broader news media. (Another article: White House blocks CNN, New York Times from press briefing hours after Trump slams media.) Can you say ‘media control by government’ as it is in China and Russia?

“In the Middle East, we’ve spent, as of four weeks ago, $6 trillion. Think of it.”

Trump is lumping together the wars in Iraq (in the Middle East) and Afghanistan (in South Asia), which together cost about $1.6 trillion from 2001 to 2014. He is also adding in estimates of future spending, such as interest on the debt and veterans care for the next three decades.

“Obamacare covers very few people — and remember, deduct from the number all of the people that had great health care that they loved that was taken away from them. It was taken away from them.”

Trump essentially repeats a false GOP talking point that previously earned Four Pinocchios. The Obama administration calculated that about 20 million people have gained health coverage as a result of the Affordable Care Act, a figure that seems reasonable. Meanwhile, the number of plans that were canceled is far lower, though there appears to be no research that has determined exactly how many people had their policies canceled because the health insurance did not comply with the ACA.

An estimated 2.6 million people received notices of cancellations, but there was such an outcry over reports of cancellations that the Obama administration rushed to issue waivers that would allow people to keep their plans. Forty states accepted the waiver policy — which in most cases remains in effect until December 2017. So a vast majority of the people who might have received notices actually were able to keep their plans, even up until today.

It’s important to remember that the individual insurance market has a lot of ebb and flow, with people moving in and out of it as they change jobs, so the odds are many people who might have been affected by plan terminations would have already switched plans. One study found that in the 2008-to-2011 period, only 42 percent of policyholders in the non-group market retained that coverage after 12 months, with many moving to an employer-provided plan when obtaining a new job.

“ICE came and endorsed me. They never endorsed a presidential candidate before. They might not even be allowed to.”

This is one of Trump’s favorite claims. Federal agencies can’t endorse political candidates. The unions representing Immigration and Customs Enforcement agents and Border Patrol agents did endorse Trump. Both groups said Trump was their first-ever endorsement. But they did not do so unanimously. The National Border Patrol Council endorsement was based on the vote of 11 union leaders, which sparked controversy among union members. Agents in El Paso, in a 14-to-13 vote, narrowly failed to have the local union disavow the endorsement.

Read all 13 of Trump’s dubious claims he made in his CPAC speech. Read it while you can, because if Donald Trump continues his silencing of the free press you may soon only have news as published through the extreme right.

Remember, Donald Trump only likes good news about himself.

If you are middle class, or poor, or sick don’t read this. You may get sick or sicker.

affordablecareact

House Republican leaders on Thursday presented their rank-and-file members with the outlines of their plan to replace the Affordable Care Act, leaning heavily on tax credits to finance individual insurance purchases and sharply reducing federal payments to the 31 states that have expanded Medicaid eligibility.

What does ‘expanded Medicaid’ mean?

ACA Medicaid Expansion – What is it?

The Affordable Care Act (ACA) called for a nationwide expansion of Medicaid eligibility, set to begin in 2014. Under health care reform law, nearly all U.S. citizens under 65 with family incomes up to 138 percent of the federal poverty level (FPL) ($15,415 for an individual or $26,344 for a family of three in 2012) will now qualify for Medicaid.

Some states opted in to expanded Medicaid, some states did not. An interactive map by state of Medicaid and expanded Medicaid recipients is available here.

As of January 2016, 72.9 million people were enrolled in Medicaid and CHIP. Over two-thirds of enrollees resided in states that have implemented the ACA Medicaid expansion.

Between Summer 2013 and January 2016, there was a net increase of nearly 15.5 million or 27% enrolled in Medicaid and CHIP among the 49 states reporting data for both periods. Most of this growth occurred in year one. Most of this growth was in large states in the West that implemented the Medicaid expansion.

Expansion states experienced significantly greater enrollment growth over the two year period, although there was variation across states. States that implemented the Medicaid expansion experienced over three times greater enrollment growth compared to states where the Medicaid expansion is not in effect (36% vs. 12%). Over the period, growth ranged from a high of 95% in Kentucky to slight decline in Wyoming and Nebraska.

Children account for a greater share of total Medicaid and CHIP enrollment in nearly all states that have not expanded Medicaid compared to states that have expanded. Reflecting higher eligibility levels for children, children accounted for a greater share of total Medicaid and CHIP enrollees in non-expansion states compared to states that have implemented the expansion to adults (68% vs. 44%). Read complete report from Kaiser Family Foundation here.

The federal government now pays more than 90 percent of the costs for newly eligible beneficiaries in states that expanded Medicaid. Under the House Republican plan, the federal share would decline to 50 percent in states like New York, New Jersey, Connecticut and California, resulting in a significant loss of federal revenue.

In a number of states that have expanded Medicaid, Republican governors and Republican members of Congress have made clear that they do not like the idea of a block grant or a per-beneficiary allotment.

The Congressional Budget Office says that 12 million people have insurance because they became eligible for Medicaid under the Affordable Care Act, and it estimates that federal spending for this group will be $70 billion this year. This 12 million figure differs from the 15 million reported by Kaiser Family Foundation. The KFF figure is net amount, the CBO doesn’t state how they arrive at their smaller figure.

The House Republican plan would immediately eliminate tax penalties for people who do not have insurance and employers that do not offer it.

It would also eliminate taxes and fees that help pay for the expansion of coverage under the 2010 health care law. These include fees collected from health insurance companies and manufacturers of brand-name prescription drugs and an excise tax on makers of medical devices.

The Republicans are removing any fees or taxes charged medical related companies which went towards providing funding for at least 12 million Americans.  They are also shifting the cost of providing health care away from the federal government and pushing costs onto the states. This means you the lucky taxpayer will have to pony up more cash in the way of taxes or fees or other costs to cover the lost revenue from the federal government.

So if you are middle class, poor, sick or may become ill during the time the Republicans are in office my word of advice to you or your family or your childen is ‘you can’t afford to get sick‘.

Read more about the Republicans health care plans on the New York Times web site. State Mandated Benefits map and legislation information by state.